Estimate your monthly EMI and repayment timeline
Estimated Monthly EMI
*Excluding moratorium period interest
Secured Loans (Collateral): Lower interest rates (8-10%). Requires pledging property or fixed deposits. Best for high-value loans.
Unsecured Loans: Higher interest rates (11-14%). No collateral needed, but requires a co-applicant with strong income. Ideal for smaller amounts.
Most education loans offer a "holiday period" during your course + 6-12 months after graduation where you don't have to pay the full EMI. You usually pay simple interest during this time, which reduces your future burden.
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